Value Creation
Through Collaboration
Value
Creation
Through
Collaboration
What We Do
Payments+Partnerships is a boutique consulting firm supporting financial institutions,
issuers, acquirers, merchants, SaaS, and fintechs/paytechs across the entire payment ecosystem.
From credit, debit, pre-paid, card issuance, and payment acceptance, to embedded finance emerging platforms –
we have the expertise to help you drive value creation through partnerships.

Payment
Program
Development
- Go-to-Market Strategy
- Product & Loyalty Strategy
- Business Case Development
- RFP/RFI Management
- Program Implementation

Payment
Program
Management
- Vendor Governance & Oversight
- Portfolio Performance Reporting & Optimization Strategies
- Client Relationship Management
- Product Review & Optimization
- Marketing Plan & Initiatives Delivery

Payment
Acceptance
Solutions
- ISO White-Label Platforms
- ISV Go-to-Market and Partnership Strategies
- PAYFAC Monetization & Optimization
- Seamless Payment Flow and Check-Out Strategies
- Business Case Development

Embedded
Finance
Partnerships
- Innovative B2B Platform Solutions
- Optimal BNPL Product & Pricing Strategies
- Payment Journey & Revenue Optimization
- Business Case Development

Payments
Strategic
Advisory Services
- Regulatory, Operational Risk & Compliance
- AML Audit and Compliance Effectiveness
- Credit Risk Underwriting & Portfolio Strategies
- Fintech Business Strategy & Growth Readiness
- Mergers & Acquisitions SME Support

PAYMENT PROGRAM DEVELOPMENT
- Go-to-Market Strategy
- Product & Loyalty Strategy
- Business Case Development
- RFP/RFI Management
- Program Implementation

PAYMENT PROGRAM MANAGEMENT
- Vendor Governance & Oversight
- Portfolio Performance Reporting & Optimization Strategies
- Client Relationship Management
- Product Review & Optimization
- Marketing Plan & Initiatives Delivery

Payment Acceptance Solutions
- ISO White-Label Platforms
- ISV Go-to-Market and Partnership Strategies
- PAYFAC Monetization & Optimization
- Seamless Payment Flow and Check-Out Strategies
- Business Case Development

Embedded Finance Partnerships
- Innovative B2B Platform Solutions
- Optimal BNPL Product & Pricing Strategies
- Payment Journey & Revenue Optimization
- Business Case Development

PAYMENTS STRATEGIC ADVISORY SERVICES
- Regulatory, Operational Risk & Compliance
- AML Audit and Compliance Effectiveness
- Credit Risk Underwriting & Portfolio Strategies
- Fintech Business Strategy & Growth Readiness
- Mergers & Acquisitions SME Support
Our Clients & Partners






















What Our Clients & Partners Say
“deep and broad banking expertise across product and marketing to help accelerate initiatives and better define go-forward priorities and strategies…”

What Our Clients & Partners Say
“critical liaison for the executive C-suite … setting the vision and strategy to execution”

What Our Clients & Partners Say
“great insights, in-depth analysis, financial modelling and expert recommendations”

What Our Clients & Partners Say
“deep expertise of the Canadian payments market…tremendous value”

What Our Clients & Partners Say
“unique expertise in both the consumer and SMB financing space, with a deep understanding of credit fundamentals”

What Our Clients & Partners Say
“enabled us to make informed decisions, based on data, analysis, industry trends and much more”

What Our Clients & Partners Say
“critical to us in advancing our payments strategies…we trust them explicitly to make informed decisions in this fast-changing environment.”

What Our Clients & Partners Say
“The consulting team we worked with were extremely helpful in building the business case which went to our leadership team...”

What Our Clients & Partners Say
“I have had the opportunity to work with the Payments+Partnerships team over the past few years. They have been a great resource, helping us build-out financial services products that meet the needs of our customers...”

What Our Clients & Partners Say
“The Payments+Partnerships team made a tremendous contribution in supporting the development and implementation of Staples Canada B2B payments program...”

What Our Clients & Partners Say
“The P+P team exceeded our expectations by diving deep into our payments financials and uncovering significant opportunities for growth. I'm thrilled to share that we're already seeing impactful results…”
What Our Clients &
Partners Say

“deep and broad banking expertise across product and marketing to help accelerate initiatives and better define go-forward priorities and strategies…”

“critical liaison for the executive C-suite … setting the vision and strategy to execution”

“unique expertise in both the consumer and SMB financing space, with a deep understanding of credit fundamentals”

“enabled us to make informed decisions, based on data, analysis, industry trends and much more”

“critical to us in advancing our payments strategies…we trust them explicitly to make informed decisions in this fast-changing environment.”

“The consulting team we worked with were extremely helpful in building the business case which went to our leadership team...”

“I have had the opportunity to work with the Payments+Partnerships team over the past few years. They have been a great resource...”

“The Payments+Partnerships team made a tremendous contribution in supporting the development and implementation of Staples Canada B2B payments program...”

“The P+P team exceeded our expectations by diving deep into our payments financials and uncovering significant opportunities for growth. I'm thrilled to share that we're already seeing impactful results…”
“Partnerships are powerful. Business decisions are not limited to buy versus build anymore – collaboration drives more creative and exciting outcomes. Helping our clients find value exchange in the payments ecosystem is where we fit in.”
Dina Vardouniotis
Chief Executive Officer, Payments+Partnerships
Memberships


